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    Beware the Debt Trap: BNPL, Bad Habits & Escaping Financial Ruin

    Beware the Debt Trap: BNPL, Bad Habits & Escaping Financial Ruin

    Unmasking how BNPL, optimism bias, and minimal payments lead to excessive debt. Learn to avoid financial pitfalls, manage credit utilization, and adopt smarter spending habits to escape the debt cycle and build financial health.